HSBC Credit Card – Learn How to Apply

Many people today heavily rely on credit cards for emergency funds, to build their credit score, and to have an optional way of payment. Credit cards can be easily obtained if you already have a good credit score which means that you can take advantage of all the different rewards and benefits of a credit card.

If you’re looking for a premium credit card that allows you to have all of the reasons stated above, you should already be looking at the HSBC Premier Credit Card with its travel benefits and rewards. You can still have access to emergency funds especially while traveling, get insurance, build your credit score, and spend while you’re on vacation.

Check out what the HSBC Premier Credit Card has in store for you and how to apply for the HSBC credit card online.

Top Benefits of the HSBC Premier Credit Card

The HSBC Premier Credit Card boasts a myriad of rewards and benefits centered around travel but there are also other perks that you can take advantage of even in your day-to-day transactions. 

While the card is meant for frequent travelers, you can still benefit from the long list of rewards that you get when you have this card. Check them all out below.

Best Introductory Offer Ever

The HSBC Premier Credit Card has one of the best introductory offers that you will never be able to resist. 

When you spend $3,000 in the first 3 months of opening your account, you get as much as 35,000 reward points that are worth at least $400. 

There is no other travel rewards credit card that gives you this kind of offer than the HSBC Premier Credit Card. 

No Annual Fee and Foreign Transaction Fee

Many credit cardholders often want to save as much money as possible. With the HSBC Premier Credit Card, you don’t have to deal with any annual fee for using the card. 

You also do not have to pay any foreign transaction fee when you use the card abroad. This makes it very affordable to maintain and use, especially when you frequently travel to foreign countries.

Unlimited Reward Points

Speaking of traveling, you get 2 reward points for every dollar that you spend on travel purchases using the HSBC Premier Credit Card. 

This means that when you use the card to purchase airline tickets, hotel bookings, car rentals, and many others, you receive rewards points that do not expire. 

Additionally, you also get 1 reward point for every dollar that you spend on any other purchases outside of the category mentioned above.

Competitive Interest Rates

Everybody wants to know the interest rates of having a credit card. The HSBC Premier Credit Card has one of the most competitive interest rates starting at 21.24% to 25.24% variable APR on purchases and balance transfers. 

Take note that the interest rate will depend on your credit score and creditworthiness during your application.

Everyday Value for Your Card

While the HSBC Premier Credit Card is primarily a travel rewards credit card, it can also be used in day-to-day transactions. You get a complimentary ShopRunner membership with a free 2-day shipping and return shipping bonus. 

Cardholders even receive a $5 credit after every 3 rides using the Lyft app. Lastly, you also get access to promos and experiences that are exclusive to your city.

Protecting Your Account

The HSBC Premier Credit Card has an extensive list of security features that protect your account. You have the Mastercard ID Theft Protection where you will receive one-on-one support if your identity has been compromised up until the issue is resolved. 

There is also an identity fraud expense reimbursement where you get reimbursed for the amount that was charged to your card if it is discovered to be fraudulent. 

Lastly, you also have a contactless payment option to ensure that your account is perfectly safe.

Why Should You Apply for the HSBC Premier Credit Card?

Traveling is a chaotic experience if you do not have proper preparations. This is why it is important that you have a travel rewards credit card such as the HSBC Premier Credit Card that takes care of all your preparations and expenses. 

This credit card lets you book your vacation with ease and you even get rewarded for doing so. You also do not have to pay annual fees and foreign transaction fees for using the card. 

On top of that, you gain reward points that you can then redeem for even more rewards such as travel discounts and many more. 

If you’re looking for a credit card that can accompany you through your travels, the HSBC Premier Credit Card is the perfect fit.

Contact Details

For those who need assistance with their credit card, you can contact their customer service hotline at 888.662.4722 or 716.841.6866 if you are outside of the US or Canada. 

The hotline is available 24/7 and you can reach out to them in case you have further inquiries about the card or you want updates on your application as well. 

You can also visit their main office located at 452 5th Ave, New York City, New York, 10018, United States.

How to Apply for the HSBC Premier Credit Card

There are two ways to apply for the HSBC Premier Credit Card. You can either apply directly at any HSBC branch near you or you can apply online. 

If you wish to apply online, all you need to do is head over to the official website and choose the HSBC Premier Credit Card. Log in to your account if you already have one to continue with the application. 

Fill out the online application form and make sure that you are qualified to apply. Upload the requirements and do not forget to review everything before you submit. 

Once approved, your card should be delivered to you in a matter of days.

Qualifications to Apply for the HSBC Premier Credit Card

To continue with your application for the HSBC Premier Credit Card, you will need to be eligible first. You must have an existing US HSBC Premier checking account relationship to be qualified for the credit card. 

Applicants must also be 18 years old and above and must have a steady income. This also means that you will be required to submit documented proof such as your bank statements, income tax return, utility bills, and many more. You can contact their customer service hotline for more information.

Conclusion

Credit cards offer a lot of potential in today’s modern world. Not only does it help you achieve financial success, it even makes life a little bit better now that you’re able to afford to travel and spend more to make the most out of your experience. With the HSBC Premier Credit Card, you can get all that and more.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.